When an injury or sickness leads to disability and disrupts a person’s livelihood, it’s important for them to rely on insurance to cover their monthly expenses. Unfortunately, due to domestic carrier limits, many high-income professionals have a large gap in their existing disability coverage; we eliminate this exposure by providing excess benefits far exceeding traditional market levels.

IDU’s substantial issue limits, aggressive underwriting, and product flexibility, can help you craft a custom-designed disability solution to fully protect your client's most important asset, their income.